10 best places to buy digital silver online in India [2026]

9 best places to buy digital silver online in India [2025]

Digital silver investment is taking off in India. You get the stability of a real asset (backed by vault-stored 999/999.9 purity silver), instant UPI buy/sell, and the freedom to start tiny – ₹1, ₹5, ₹10 – and build a habit. At OroPocket, we see first-time investors use digital silver as a simple hedge against inflation and a low-commitment way to diversify beyond FDs. No lockers. No haggling. No anxiety about storage.

Looking for where to buy digital silver and the best way to make a digital silver purchase with full peace of mind? This guide breaks down the top platforms for digital silver investment in India – so you can buy digital silver online India-wide with confidence.

Why digital silver is booming in India

• Own 999/999.9 purity silver without lockers; instant buy/sell, insured vaults.

• Start from ₹1–₹10 via UPI; easy to gift and redeem as coins/bars.

What we evaluated (so you don’t have to)

• Purity and assurance (LBMA/BIS links, accredited refiners)

• Custody, insurance, independent trustee oversight

• Redemption options (sell-back vs coins/bars delivery)

• UPI/payment convenience, app UX, micro-investing features

• Overall fees (spreads, GST on buy, making/delivery for redemption)

Quick safety note

• Digital gold/silver isn’t formally regulated yet; prefer vault-backed, trustee-overseen platforms with transparent purity, custody and redemption terms.

Watch: Digital silver basics in 5 minutes

A quick explainer for first-time buyers on how vault-backed silver works, what GST and spreads mean, and what to expect when redeeming coins/bars.

Ready to start small and stay consistent? Download the OroPocket app and begin from ₹1 today: https://oropocket.com/app

1) OroPocket – Buy silver from ₹1 + earn free Bitcoin on every purchase

Start your digital silver investment the modern way: buy digital silver online India-wide from just ₹1, pay via UPI in seconds, and earn free Bitcoin (Satoshi) on every digital silver purchase. It’s simple, secure, and built to help you form a consistent investing habit.

Why it stands out

• Unique Bitcoin (Satoshi) rewards on every silver buy

• Gamified streaks, spin-to-win, referrals to build investing habit

Purity, storage & redemption

• High-purity silver vaulted with authorized bullion partners; 100% insured

• Sell anytime at live rates or redeem bars/coins (making and delivery charges apply)

Who it’s best for

• First-time investors starting with ₹1 and UPI natives

• Bitcoin-curious users who want rewards without buying crypto directly

Payments & platform

• Instant UPI, cards, net-banking

• iOS and Android app; mobile-first UX

At-a-glance

Item	Details
Entry point	Start from ₹1 (micro-investing friendly)
Purity & custody	High-purity silver; fully insured vaults with authorized bullion partners
Oversight/Trust	RBI-compliant framework; transparent processes and partner audits
Liquidity	Instant buy/sell at live market rates
Redemption	Convert holdings to coins/bars; making and delivery charges apply
Payments	UPI, cards, and net-banking
Platforms	Mobile app on iOS and Android
Extras	Free Bitcoin (Satoshi) on every purchase; daily streaks; spin-to-win; referral rewards
Best for	New investors, UPI-first users, and Bitcoin-curious savers
Fees note	Standard spread on buy/sell; 3% GST on purchase; applicable charges on physical redemption

2) MMTC-PAMP DigiSilver – LBMA-accredited refinery pedigree

When your priority is trust and global bullion standards, MMTC-PAMP stands tall. For buyers asking where to buy digital silver with maximum assurance, this LBMA-accredited refinery brings 999.9 purity, rigorous reconciliation, and fully insured, physically allocated storage – making every digital silver purchase feel rock-solid.

Why it stands out

• India’s LBMA-accredited refinery; strong brand trust

Purity, storage & redemption

• 999.9 purity, physically allocated, insured vaults with rigorous reconciliation

• Sell-back at live rates or redeem coins/bars (charges apply)

Who it’s best for

• Trust-first buyers prioritizing bullion pedigree and robust audits

Payments & platform

• Buy via MMTC-PAMP and partner apps; UPI and standard rails

At-a-glance

Item	Details
Entry point	Low (₹1–₹10 via partner apps)
Purity & custody	999.9 purity; physically allocated holdings; insured vaults; daily reconciliation
Oversight/Trust	LBMA-accredited refinery; independent trustee/third-party verification
Liquidity	Sell-back at live market rates
Redemption	Coins/bars doorstep delivery; making and delivery charges apply
Payments	UPI, cards, net-banking (direct and via partners)
Platforms	Direct MMTC-PAMP journeys + partner app ecosystem
Extras	Swiss craftsmanship; strong brand pedigree
Best for	Trust-first buyers who value stringent audits and refinery-grade assurance
Fees note	3% GST on purchase; spreads apply; redemption-related charges for physical delivery

“MMTC-PAMP is India’s only refinery accredited by the London Bullion Market Association (LBMA) for both gold and silver.” – Source

3) SafeGold – Widely embedded in India’s top fintech apps

If you already use popular UPI/wallet apps and want effortless micro digital silver purchases, SafeGold is hard to miss. It powers digital silver investment inside partner ecosystems, making it easy to start small, buy/sell instantly, and redeem without leaving the apps you trust.

Why it stands out

• Powers digital gold/silver inside popular UPI/wallet apps for effortless micro-buys

Purity, storage & redemption

• High-purity silver; insured vaults with independent trustee oversight

• Instant sell-back; redeem bars/coins (making/delivery charges apply)

Who it’s best for

• Convenience-first users already on partner apps

Payments & platform

• UPI-first via partner ecosystems; cards/net-banking as supported

At-a-glance

Item	Details
Entry point	Low (₹1–₹10 via partner apps)
Purity & custody	High-purity silver; stored in fully insured, bank-grade vaults
Oversight/Trust	Independent trustee oversight; clear custody and audit practices
Liquidity	Instant sell-back within partner app ecosystems
Redemption	Convert to coins/bars; making and delivery charges apply
Payments	UPI-first; cards/net-banking depending on partner
Platforms	Embedded in leading fintech/wallet apps
Extras	Frictionless micro-buys, gifting, SIP-style journeys via partners
Best for	Users who want one-tap buys in apps they already use daily
Fees note	Spread on buy/sell; 3% GST on purchase; applicable charges on physical redemption

“Your gold is stored with custodians like Brink’s in fully insured vaults, and SafeGold also carries insurance coverage when the metal is in transit.” – Source

4) Augmont (Gold For All) – Bullion-house backing + SIP-style stacking

Augmont blends bullion-house expertise with flexible SIP-style stacking, so you can accumulate digital silver in small, regular amounts and redeem physical bars/coins when the occasion calls. If you want a direct bullion connection and doorstep delivery, this is a strong pick.

Why it stands out

• Direct bullion-house expertise with SIP-style accumulation options

Purity, storage & redemption

• High-purity silver; insured vaults; independent audits

• Live-rate sell-back; redeem bars/coins with doorstep delivery (charges apply)

Who it’s best for

• Regular micro-savers and gift-givers of bars/coins

Payments & platform

• UPI, cards, net-banking; app + web

At-a-glance

Item	Details
Entry point	Low (₹1–₹10 SIP-style options available)
Purity & custody	High-purity silver; fully insured vaults; independent audits
Oversight/Trust	Established bullion house with transparent processes
Liquidity	Live-rate sell-back
Redemption	Coins/bars with doorstep delivery across India; charges apply
Payments	UPI, cards, net-banking
Platforms	App + web
Extras	SIP-style stacking, gifting-friendly product range
Best for	Regular savers who also gift bars/coins
Fees note	3% GST on buy; spread applies; making/delivery charges for physical redemption

5) PhonePe Gold & Silver – UPI-native, micro-friendly investing

If you already live on PhonePe, buying digital silver becomes second nature. The UPI-native flow, daily savings from ₹10, and SIP-style automation make frequent micro-buys easy – plus you can sell instantly or redeem when you want coins/bars.

Why it stands out

• One-tap UPI flow in a familiar app; daily/monthly automation options

Purity, storage & redemption

• High-purity silver via established partners; insured vaults with trustee oversight

• Instant sell-back; redeem bars/coins (charges apply)

Who it’s best for

• PhonePe power users making frequent micro-buys

Payments & platform

• UPI-native; other methods as per app flow

At-a-glance

Item	Details
Entry point	₹10 for daily savings; flexible one-time buys
Purity & custody	High-purity metal via partner providers; bank-grade, fully insured vaults
Oversight/Trust	Trustee oversight via partner frameworks
Liquidity	Instant sell-back to linked bank account
Redemption	Convert to coins/bars; making and delivery charges apply; minimum thresholds may apply
Payments	UPI-native; other methods supported within app
Platforms	PhonePe app
Extras	Daily Savings, monthly SIP, one-time buys; simple AutoPay setup
Best for	UPI-first users who want automated micro stacking
Fees note	Spread on buy/sell; 3% GST on purchase; applicable physical redemption charges

6) Paytm Digital Gold & Silver – Massive accessibility, easy gifting

Paytm brings digital silver into a familiar super-app flow. If you’re already using the wallet and UPI features daily, starting a small silver stack – and gifting it instantly – feels natural and quick.

Why it stands out

• Huge user base; smooth buy–sell–gift journeys inside Paytm

Purity, storage & redemption

• High-purity silver via reputed partners; insured vaults with trustee oversight

• Sell digitally; redeem as bars/coins (charges apply)

Who it’s best for

• Paytm users who prefer staying within one super-app

Payments & platform

• UPI + wallet; cards/net-banking supported

At-a-glance

Item	Details
Entry point	Low (₹1–₹10 via partner-led flows)
Purity & custody	High-purity silver; insured, bank-grade vaults via partners
Oversight/Trust	Trustee oversight and regular audits through partner frameworks
Liquidity	Digital sell-back; quick credit to linked account/wallet
Redemption	Coins/bars delivery; making and delivery charges apply
Payments	UPI, wallet, cards, net-banking
Platforms	Paytm app
Extras	Simple gifting flows, recurring savings options
Best for	Super-app loyalists who want everything under one roof
Fees note	Spread on buy/sell; 3% GST on purchase; applicable physical redemption charges

7) MobiKwik Gold & Silver – Wallet convenience with instant UPI

If you rely on MobiKwik for everyday payments, stacking digital silver here is quick and familiar. Use wallet balance or UPI, buy in a few taps, and redeem coins/bars when you need a gift or a milestone memento.

Why it stands out

• Quick micro-purchases via wallet balance or UPI in a few taps

Purity, storage & redemption

• High-purity silver; insured vaults; trustee oversight

• Instant sell-back; redeem bars/coins (charges apply)

Who it’s best for

• Everyday MobiKwik users making small-ticket buys

Payments & platform

• UPI, wallet, cards, net-banking

At-a-glance

Item	Details
Entry point	Low (₹1–₹10 via partner-led flows)
Purity & custody	High-purity silver; insured vaults with partner custodians
Oversight/Trust	Trustee oversight through partner frameworks
Liquidity	Instant in-app sell-back
Redemption	Coins/bars with doorstep delivery; making and delivery charges apply
Payments	UPI, wallet, cards, net-banking
Platforms	MobiKwik app
Extras	Wallet-first convenience; fast micro-buys and gifting
Best for	Users who already manage payments in MobiKwik
Fees note	Spread on buy/sell; 3% GST on purchase; applicable physical redemption charges

8) Bajaj Finserv DigiGold – Big-brand trust with MMTC-PAMP backing

Prefer a familiar NBFC brand and a simple journey from digital silver to doorstep delivery? Bajaj Finserv DigiGold pairs an easy, guided UX with MMTC-PAMP’s custody pedigree, so conservative investors can buy, sell, and redeem with confidence.

Why it stands out

• Trusted NBFC brand with MMTC-PAMP custody

Purity, storage & redemption

• High-purity silver; insured, allocated holdings via partner

• Digital sell-back; bars/coins doorstep delivery (charges apply)

Who it’s best for

• Conservative investors seeking familiar brand + physical redemption

Payments & platform

• UPI and standard online payments; web + app journeys

At-a-glance

Item	Details
Entry point	Low (₹1–₹10 via partner-led journeys)
Purity & custody	High-purity silver; insured, allocated storage via MMTC-PAMP
Oversight/Trust	Backed by Bajaj Finserv brand; MMTC-PAMP refinery-grade custody
Liquidity	Digital sell-back at live rates
Redemption	Coins/bars with doorstep delivery; making and delivery charges apply
Payments	UPI and standard online payment methods
Platforms	Web + app
Extras	Guided UX with big-brand trust
Best for	Trust-first buyers who want straightforward buy–sell–redeem
Fees note	Spread on buy/sell; 3% GST on purchase; redemption-related charges for physical delivery

9) DigiGold (Amrapali) – 40+ years bullion legacy, BRINK’S vaults

DigiGold brings long-standing bullion lineage from Amrapali Gujarat to a modern, app-first experience. If you’re chasing competitive pricing with a known bullion name – and want storage handled by reputed vault partners like BRINK’S and Sequel – this is a solid pick for value-seeking stackers.

Why it stands out

• Backed by a long-standing bullion business; BIS/NABL mentions; BRINK’S/Sequel storage partners

Purity, storage & redemption

• 999 purity; insured custody with reputed vaulting partners

• Buy, sell, gift; redeem bars/coins (making/delivery charges apply)

Who it’s best for

• Value-seekers who want competitive rates with established bullion lineage

Payments & platform

• UPI, cards, bank transfer; app + web

At-a-glance

Item	Details
Entry point	₹1 minimum purchase
Purity & custody	999 purity silver; insured storage with BRINK’S/Sequel
Oversight/Trust	BIS/NABL mentions; bullion legacy via Amrapali
Liquidity	Buy, sell, and gift instantly
Redemption	Coins/bars with PAN-India delivery; making and delivery charges apply
Payments	UPI, cards, and bank transfer
Platforms	App + web
Extras	Free storage for up to one year; SIP options; easy gifting
Best for	Cost-conscious buyers who want trusted vaulting partners
Fees note	Spread on buy/sell; 3% GST on purchase; nominal storage after free period; redemption charges apply

Best digital silver platforms at a glance (comparison table)

Platform	Purity	Custody & oversight	UPI support	Redemption	Entry point	Standout extras
OroPocket	999+ silver	Insured vaults via authorized bullion partners; RBI-compliant framework	Yes (instant UPI)	Sell at live rates; redeem coins/bars (charges apply)	₹1	Free Bitcoin (Satoshi) rewards; streaks; spin-to-win; referrals
MMTC-PAMP DigiSilver	999.9	Physically allocated, insured vaults; independent trustee; daily reconciliation	Yes (direct and via partners)	Sell-back; coins/bars delivery (charges apply)	Low (₹1–₹10 via partners)	LBMA-accredited refinery; Swiss craftsmanship
SafeGold	999+	Insured vaults; independent trustee oversight; regular audits	Yes (via partner apps)	Instant sell; coins/bars delivery (charges apply)	Low (₹1–₹10 via partners)	Embedded in leading fintech/wallet apps; gifting; SIP-like journeys
Augmont (Gold For All)	999+	Insured vaults; independent audits	Yes	Live-rate sell-back; coins/bars with doorstep delivery (charges apply)	Low (₹1–₹10)	SIP-style stacking; bullion-house backing
PhonePe Gold & Silver	High-purity via partners	Bank-grade, fully insured vaults; trustee oversight via partners	Yes (UPI-native)	Instant sell-back; convert to coins/bars (making/delivery charges apply)	₹10 (daily savings)	Daily Savings and monthly SIP; AutoPay
Paytm Digital Gold & Silver	High-purity via partners	Insured vaults; trustee oversight via partners	Yes (UPI + wallet)	Digital sell; coins/bars delivery (charges apply)	Low (₹1–₹10)	Massive accessibility; smooth gifting flows
MobiKwik Gold & Silver	High-purity via partners	Insured vaults; trustee oversight via partners	Yes (UPI + wallet)	Instant in-app sell-back; coins/bars delivery (charges apply)	Low (₹1–₹10)	Wallet-first micro-buys; fast gifting
Bajaj Finserv DigiGold	High-purity via MMTC-PAMP	Insured, allocated holdings via MMTC-PAMP	Yes	Digital sell; coins/bars doorstep delivery (charges apply)	Low (₹1–₹10)	Big-brand NBFC trust; guided UX
DigiGold (Amrapali)	999	Insured custody with BRINK’S/Sequel; BIS/NABL mentions	Yes (UPI supported)	Buy/sell/gift; coins/bars delivery (charges apply)	₹1	Competitive pricing; free storage up to 1 year; SIP options

Final word: start small, stay consistent, and stack smart

• Choose vault-backed, trustee-overseen platforms with clear purity and custody details.

• Watch the total cost: spread, 3% GST on buy, and making/delivery charges if you redeem.

• If you want a ₹1 start, UPI speed, and rewards that keep you motivated, try OroPocket.

Download the OroPocket app and start with your first ₹1 of digital silver today: https://oropocket.com/app