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Top 5 Safegold alternatives

Mohit Madan
January 20, 2026
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Top 5 SafeGold Alternatives (2025)

Digital gold is booming in India, and you’ve got more choice than ever. If you’re hunting for a SafeGold alternative that lets you buy gold online with 24K purity, insured vaulting, and smarter rewards, you’re in the right place. We evaluated the best options for Indian investors who want simplicity (UPI in 30 seconds), flexibility (start from ₹1), and meaningful bonuses (cashback, streaks, SIPs). If you also want to buy silver online alongside gold, some platforms cover both metals with the same easy flow.

Why look beyond SafeGold?

  • You want the same 24K purity and insured vaulting – but with different perks like Bitcoin rewards, SIPs, auto-saves, or physical coin delivery.

  • Some apps are built for micro-investing from ₹1, some for disciplined SIPs, others for seamless UPI flows or jewelry redemption.

How we chose these alternatives

  • Must offer 24K digital gold backed by reputed, insured vaults.

  • Strong trust signals (recognized bullion partners, compliance, transparent UX).

  • Useful features for Indian investors: UPI, auto-invest/SIP, physical redemption, rewards, low-friction onboarding.

Quick note on buy/sell

  • Most platforms let you buy/sell 24/7 at live-linked rates, store in insured vaults, and (in many cases) redeem as coins/bars.

What you’ll find below

  • 5 best SafeGold alternatives, starting with OroPocket (our pick for rewards-first, micro-investing with Bitcoin cashback), followed by trusted bullion providers and high-utility apps.

Ready to try a modern SafeGold alternative with Bitcoin rewards on every gold/silver purchase? Download OroPocket now: https://oropocket.com/app

1) OroPocket – Buy 24K gold/silver from ₹1 + earn free Bitcoin rewards

OroPocket combines the stability of 24K gold and silver with the excitement of Bitcoin rewards. It’s built for India’s UPI-first investor who wants to start small, stay consistent, and get rewarded every step of the way.

OroPocket homepage screenshot

What makes it a top SafeGold alternative

  • Micro-invest from ₹1 with instant UPI payments and a mobile-first UX.

  • Unique rewards layer: free Satoshi (Bitcoin) on every purchase, daily streak bonuses, spin-to-win, and referrals.

  • RBI-compliant setup with authorized bullion partners; 100% insured vaults.

Standout features for Indian investors

  • Gold + Silver in one app, with habit-building gamification that nudges regular investing.

  • Send gold to friends/family; gift flows are simple and social.

  • No storage hassles; vaulting is fully insured.

Experience & access

  • Platforms: iOS and Android.

  • Payments: UPI-native; fast checkout in under 30 seconds (typical flows).

Who should choose this

  • First-time investors and Bitcoin-curious savers who want rewards on every gold purchase.

  • Anyone building a daily/weekly micro-saving habit.

Snapshot (features at a glance)

Category

Details

Minimum investment

Start from ₹1

Assets supported

24K gold and silver

Rewards

Free Satoshi on every buy; daily streaks; spin-to-win; referrals

Payments

UPI-native, instant checkout

Storage

Fully insured vaults; authorized bullion partners

Access

iOS and Android app

Extras

Send/gift gold to friends and family

Start building your stash with Bitcoin rewards on every purchase. Download the OroPocket app: https://oropocket.com/app

2) MMTC-PAMP – India’s most recognized bullion brand, direct-to-consumer

MMTC-PAMP brings Swiss-grade refinement and Indian trust together, offering 24K 99.99% purity with insured custody and simple redemption into coins and bars. For investors who prioritize hallmarking and brand pedigree, it’s a strong SafeGold alternative.

MMTC-PAMP homepage screenshot

What makes it a top SafeGold alternative

  • Joint venture of MMTC Ltd. (GoI undertaking) and PAMP (Switzerland); global-grade purity (24K 99.99%).

  • Direct buy/sell with insured storage and nationwide delivery of coins/bars.

Standout features for Indian investors

  • Strong brand trust, hallmarking, and secure custody standards.

  • Options for systematic accumulation via app/partner-led plans.

Experience & access

  • Platforms: Web + mobile app.

  • Payments: Popular Indian methods (UPI/cards/net banking via checkout partners).

Who should choose this

  • Buyers who value brand-backed purity and easy physical redemption.

Snapshot (features at a glance)

Category

Details

Purity

24K 99.99%

Storage

Insured custody; brand-led custody standards

Redemption

Nationwide delivery of coins and bars

Platforms

Web and mobile app

Payments

UPI, cards, net banking (via checkout partners)

Extras

Assay-certified packaging; hallmarking trust

3) Augmont – SIP-friendly digital gold with doorstep coin delivery

Augmont blends a full-stack bullion backbone with a clean consumer app, making it easy to auto-invest and redeem coins/bars delivered to your door. If you want a SafeGold alternative that’s SIP-first with a broad retail catalog, Augmont fits the brief.

Augmont homepage screenshot

What makes it a top SafeGold alternative

  • End-to-end bullion ecosystem with secure vaulting and retail-friendly app.

  • Flexible accumulation: one-time buys or SIP-style auto-invest.

Standout features for Indian investors

  • Option to redeem as coins/bars; broad catalog and frequent festive offers.

  • Transparent interface with real-time buy/sell.

Experience & access

  • Platforms: Web + Android/iOS.

  • Payments: UPI, cards, net banking (via payment partners).

Who should choose this

  • Users who want simple SIPs plus reliable physical redemption.

Snapshot (features at a glance)

Category

Details

Investment modes

One-time buys and SIP-style auto-invest

Purity

24K 999 with BIS/NABL hallmarked options

Redemption

Coins/bars with doorstep delivery

Platforms

Web, Android, iOS

Payments

UPI, cards, net banking (partners)

Extras

Digital silver, gold loan, sell old gold services

Prefer rewards plus micro-investing from ₹1? Try OroPocket with Bitcoin cashback on every purchase. Get the app: https://oropocket.com/app

4) Groww Gold – Invest alongside your funds/stocks in one app

Groww brings digital gold into the same clean interface where you already track mutual funds and stocks. If you prefer one login for everything, it’s a convenient SafeGold alternative with insured custody via a reputed bullion partner.

Groww Gold page screenshot

What makes it a top SafeGold alternative

  • Single app to manage equities, funds, and digital gold.

  • Backed by reputed bullion partner with insured vaults (via Augmont).

Standout features for Indian investors

  • Simple UI, goal tracking, and recurring buys help build discipline.

  • Easy sell-back to wallet/bank at live-linked rates.

Experience & access

  • Platforms: Web + Android/iOS.

  • Payments: UPI, net banking, cards.

Who should choose this

  • Investors who prefer an all-in-one investing app and don’t need jewelry redemption.

Snapshot (features at a glance)

Category

Details

Use case

One-stop app for funds, stocks, and digital gold

Partner custody

Backed by reputed bullion partner with insured vaults

Liquidity

Buy/sell at live-linked rates; quick payout to wallet/bank

Platforms

Web, Android, iOS

Payments

UPI, net banking, cards

Extras

Goal tracking and recurring buys

Want Bitcoin rewards with every gold/silver buy? Download OroPocket and start from ₹1: https://oropocket.com/app

5) Gullak – Auto-savings into 24K gold with round-ups and goals

Gullak makes saving feel effortless by turning everyday expenses into small gold buys. With Augmont-backed custody and simple goal-setting, it’s a SafeGold alternative focused on habit-building and automation.

Gullak homepage screenshot

What makes it a top SafeGold alternative

  • Automates your gold savings using daily round-ups, rules, and goals.

  • Backed by reputed bullion partner with insured vaults (Augmont).

Standout features for Indian investors

  • Optional yield-enhancement via gold-leasing-style programs (terms apply).

  • Redeem as coins or sell back to cash; intuitive, habit-forming UI.

Experience & access

  • Platforms: Android/iOS.

  • Payments: UPI-first experience.

Who should choose this

  • Savers who want set-and-forget auto-investing and occasional physical redemption.

Snapshot (features at a glance)

Category

Details

Automation

Round-ups, rules-based saves, daily goals

Custody

Augmont-backed insured vaults

Redemption

Coins/bars delivery; sell to bank/UPI

Platforms

Android, iOS

Payments

UPI-first

Extras

Rewards, certificates on every gold purchase

Want micro-investing from ₹1 plus Bitcoin rewards on every purchase? Get OroPocket: https://oropocket.com/app

SafeGold alternatives – side-by-side comparison

  • Quick, skimmable overview to help you pick the right app based on features that matter: micro-investing, SIP/auto-save, physical redemption, rewards, and platform support.

Product

Micro-invest from ₹1

SIP/Auto-save

Physical redemption (coins/bars)

Rewards / Extras

Platforms

Payments

Custody / Purity

Notable strengths

Best for

OroPocket

Yes (₹1)

Habit-building via streaks; micro-saves

Not specified (digital-first; gifting supported)

Free Bitcoin (Satoshi) rewards on every buy; daily streaks; spin-to-win; referrals

iOS, Android

UPI-native

24K gold and silver; 100% insured vaults; RBI-compliant with authorized partners

Rewards-first, buy gold online and buy silver online in the same app; 30-sec UPI checkout

First-time investors; Bitcoin-curious savers

MMTC-PAMP

Yes (low minimums)

Available via app/partners

Yes; nationwide delivery

Assay-certified packaging; hallmarking trust

Web, Mobile app

UPI, cards, net banking (via partners)

24K 99.99% (LBMA-accredited)

Brand-backed purity; easy coin/bar redemption

Purity-first buyers; gifting via premium coins

Augmont

Yes (small tickets)

Yes; SIP-style auto-invest

Yes; doorstep coin/bar delivery

Festive offers; large retail catalog

Web, Android, iOS

UPI, cards, net banking

24K 999 with BIS/NABL hallmarked options

End-to-end bullion ecosystem; transparent live rates

SIP-focused users who want reliable redemption

Groww Gold

Yes (small tickets)

Yes; recurring buys/goals

No (sell-back to wallet/bank)

All-in-one investing with funds/stocks

Web, Android, iOS

UPI, net banking, cards

Reputed bullion partner with insured vaults (via Augmont)

Single login for portfolio + gold; simple UI

Users who want everything in one app

Gullak

Yes (round-ups/₹50 a day)

Yes; auto round-ups, rules, goals

Yes; coin delivery and sell-back

Optional yield-enhancement via gold-leasing-style programs (terms apply)

Android, iOS

UPI-first

Augmont-backed insured vaults

Automation and habit-building; intuitive flows

Set-and-forget savers who redeem occasionally

Which SafeGold alternative should you pick?

  • Choose OroPocket if you want the fastest on-ramp (₹1) plus Bitcoin rewards, streaks, and a fun, gamified way to build a gold habit.

  • Choose MMTC-PAMP or Augmont if brand pedigree and coin/bar delivery are your top priorities.

  • Choose Groww if you want gold alongside your stocks and funds in a single app.

  • Choose Gullak if you want hands-off automation and round-ups.

Final recommendation

  • If you’re starting today and want a modern, rewarding experience, download OroPocket and make your first ₹1 gold buy in under a minute. Download the OroPocket app

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