9 best places to buy digital silver online in India [2025]
9 best places to buy digital silver online in India [2025]
Digital silver investment is exploding in India – and for good reason. You get the stability of a time-tested asset, the convenience of UPI, and the flexibility to start tiny and build up. At OroPocket, we see first-time investors using digital silver as a smart, low-commitment entry into precious metals – without lockers, paperwork, or price haggling.
Why digital silver is booming in India
- Own real, high-purity silver without lockers. Instant buy/sell, transparent pricing, insured vaults.
- Start small (₹1–₹10) and scale – perfect for first-time investors and gift-giving.
When you buy digital silver online in India, your purchase is backed by physical metal stored in secure vaults. You can sell any time at the live price or redeem as coins/bars (with applicable making and delivery charges). For many young investors, this is the simplest path to diversify beyond FDs and start building a long-term hedge against inflation – without touching physical metal.
What we evaluated (so you don’t have to)
To shortlist the best platforms for digital silver purchase, we compared:
- Purity and assurance (hallmark, LBMA/SI-accredited refiners)
- Custody, insurance, and independent trustee oversight
- Redemption options (sell-back vs coins/bars delivery)
- UPI and payment convenience, app experience, micro-investing features
- Overall fees (spreads, GST on buy, making/delivery charges for redemption)
Quick safety note
Digital gold/silver isn’t formally regulated yet; choose vault-backed platforms with reputed refiners, trustees, and transparent redemption. Look for clear information on purity, custody partners, audit practices, and the total cost of ownership (spread, GST on buy, and any redemption charges).
Watch: Digital silver basics in 5 minutes
Short explainer video embedded here to help first-time buyers understand how vault-backed silver works and how GST, spreads, and redemption charges apply.
OroPocket – Buy silver from ₹1 + earn free Bitcoin on every purchase
OroPocket lets you buy digital silver online in India starting from just ₹1, with a twist you won’t find elsewhere: you earn free Bitcoin (Satoshi) on every purchase. It’s built for UPI-first convenience, with instant liquidity, transparent pricing, and a gamified experience that keeps you motivated to invest regularly.
Why it stands out
- Unique Bitcoin cashback on every silver buy, plus gamified rewards (streaks, spin-to-win, referrals).
- Combines the stability of silver with the upside of Bitcoin – without needing to buy crypto directly.
How it works (purity, storage, redemption)
- Real, high-purity silver held in fully insured vaults via authorized bullion partners; RBI-compliant framework.
- Sell anytime at live rates or redeem into coins/bars (delivery and making charges apply).
Who it’s best for
- First-time investors starting with ₹1.
- Bitcoin-curious users who want rewards without buying crypto directly.
Payments and platforms
- Instant UPI, cards, net-banking.
- iOS and Android app, mobile-first experience.
Fees and limits (high level)
- No exact pricing disclosed here; GST applies on purchase; delivery/making charges on redemption.
At-a-glance
| Feature | Details |
|---|---|
| Minimum buy | ₹1 (micro-investing friendly) |
| Rewards | Free Satoshi on every silver purchase; daily streak bonuses; spin-to-win; referral rewards |
| Purity & custody | High-purity silver, 100% insured vaults, authorized bullion partners |
| Liquidity | Buy/sell instantly at live market prices |
| Redemption | Convert to coins/bars (delivery and making charges apply) |
| Compliance | RBI-compliant framework; transparent processes |
| Payments | UPI, cards, and net-banking |
| Platforms | Mobile app on iOS and Android |
| Best for | New investors and Bitcoin-curious users who want simple, rewarding silver investing |
MMTC-PAMP DigiSilver – India’s LBMA-accredited leader with airtight custody
If you want maximum brand trust for your digital silver investment, MMTC-PAMP is the benchmark. As India’s only LBMA-accredited refinery, it pairs 999.9 purity with rigorous custody, insurance, and independent oversight – making it a top choice for conservative buyers who want airtight processes end-to-end.
Why it stands out
- Only LBMA-accredited refinery in India; industry-standard custody and independent trustee oversight.
How it works (purity, storage, redemption)
- 999.9 purity, physically allocated, daily reconciled, insured vaults.
- Sell-back or redeem as coins/bars delivered to your doorstep.
Who it’s best for
- Buyers prioritizing brand trust, bullion pedigree, and robust audits.
Payments and platforms
- Buy via MMTC-PAMP or partner apps; supports UPI and standard payment rails.
Fees and limits (high level)
- GST on buy; spreads apply; delivery/making charges on redemption.
At-a-glance
| Feature | Details |
|---|---|
| Accreditation & purity | LBMA-accredited refinery; 999.9 purity |
| Custody | Physically allocated holdings, insured vaults, daily reconciliation |
| Oversight | Independent trustee and third-party verification |
| Liquidity | Sell-back at live market rates via supported platforms |
| Redemption | Coins/bars delivery; making and delivery charges apply |
| Payments | UPI, cards, and net-banking via MMTC-PAMP and partner apps |
| Platforms | Direct and partner app ecosystem |
| Best for | Trust-first buyers seeking global-standard bullion processes |
| Fees | GST on purchase; spread; redemption-related charges |
“MMTC-PAMP is the only refinery in India accredited by the London Bullion Market Association (LBMA) for both gold and silver.” – Source
SafeGold – Popular vault-backed provider powering top finance apps
SafeGold powers digital precious metal purchases inside many of India’s top fintech apps, making micro-buys seamless for millions of users who already rely on UPI and mobile wallets.
Why it stands out
- Widely integrated in Indian fintech and wallet apps for frictionless micro-buys.
How it works (purity, storage, redemption)
- High-purity silver allocated in your name, stored in secure vaults, overseen by an independent trustee, fully insured.
- Sell instantly or redeem coins/bars; delivery/making charges apply.
Who it’s best for
- Convenience-first users already using partner apps (PhonePe, MobiKwik, etc.).
Payments and platforms
- UPI-first experience via partner apps; also supports cards/net-banking depending on partner.
Fees and limits (high level)
- GST on buy; spreads plus applicable redemption charges.
At-a-glance
| Feature | Details |
|---|---|
| Integration | Embedded in leading fintech/wallet apps for easy access |
| Custody | Vault-stored, fully insured; independent trustee oversight |
| Liquidity | Instant sell within partner app ecosystems |
| Redemption | Coins/bars delivery; making and delivery charges apply |
| Payments | UPI-first; cards and net-banking depending on partner |
| Best for | Users who want one-tap silver buys in apps they already use |
| Fees | GST on purchase; spreads; redemption-related charges |
“SafeGold’s customer gold is stored in fully insured vaults and monitored by an independent trustee (IDBI Trusteeship) with regular audits.” – Source
Augmont (Gold For All) – Direct bullion house with SIP and doorstep delivery
Augmont pairs a direct-from-bullion-house experience with flexible SIP-style investing, so you can stack digital silver in small amounts and redeem physical bars or coins when you need them.
Why it stands out
- Bullion-backed platform offering both digital silver and physical redemption with SIP-style investing options.
How it works (purity, storage, redemption)
- High-purity silver, insured vaults, independent audits.
- Sell-back at live rates or redeem bars/coins delivered pan-India (charges apply).
Who it’s best for
- Investors planning regular micro-buys and occasional coin/bar gifts.
Payments and platforms
- UPI, cards, net-banking; app and web access.
Fees and limits (high level)
- GST on buy; spreads and making/delivery charges for redemption.
At-a-glance
| Feature | Details |
|---|---|
| Investment style | One-time buys + SIP-style accumulation |
| Purity & custody | High-purity silver; insured vaults; independent audits |
| Liquidity | Live-rate sell-back |
| Redemption | Coins/bars with doorstep delivery across India |
| Payments | UPI, cards, net-banking |
| Platforms | App + web |
| Best for | Regular savers who also gift coins/bars |
| Fees | GST on buy; spread; making/delivery charges on redemption |
I have the next section ready whenever you are.
PhonePe Gold & Silver – UPI-native, micro-friendly investing
PhonePe brings digital precious metals into a familiar UPI-first flow, so you can start small, automate savings, and redeem when you need – without leaving the app you already use every day.
Why it stands out
- One-tap UPI buys and a familiar app experience.
How it works (purity, storage, redemption)
- High-purity silver via established bullion partners; insured vaults with trustee oversight.
- Sell anytime or redeem coins/bars; charges apply for delivery/making.
Who it’s best for
- PhonePe power users who want fast UPI purchases and small-ticket buys.
Payments and platforms
- UPI-first; also supports other methods as per app flow.
Fees and limits (high level)
- GST on buy; spreads; redemption charges for physical delivery.
At-a-glance
| Feature | Details |
|---|---|
| UPI convenience | One-tap purchases and AutoPay options |
| Purity & storage | High-purity metal; insured, bank-grade vaults with oversight |
| Liquidity | Sell back for instant credit to linked bank account |
| Redemption | Convert to coins/bars; making and delivery charges apply |
| Investment styles | One-time buys, Daily Savings, monthly SIP |
| Best for | UPI-native users making frequent micro-buys |
| Fees | GST on buy; spreads; redemption-related charges |
You’re all set for the next section.
MobiKwik Gold & Silver – Wallet convenience with instant UPI
MobiKwik brings digital precious metals into its wallet-first experience, making small, frequent purchases simple for users who already rely on the app for everyday payments.
Why it stands out
- Quick micro-purchases and wallet-linked flows.
How it works (purity, storage, redemption)
- High-purity silver, insured vaults, trustee oversight via established bullion partners.
- Sell-back any time or redeem coins/bars; charges apply.
Who it’s best for
- Users who already rely on MobiKwik for daily payments.
Payments and platforms
- UPI, wallet, cards, net-banking.
Fees and limits (high level)
- GST on buy; spreads; applicable redemption charges.
At-a-glance
| Feature | Details |
|---|---|
| Wallet-first flow | Buy with wallet balance or UPI in a few taps |
| Purity & custody | High-purity metal; insured vaults; trustee oversight |
| Liquidity | Instant sell-back within app |
| Redemption | Coins/bars delivery; making and delivery charges apply |
| Best for | Everyday MobiKwik users making small-ticket buys |
| Fees | GST on purchase; spreads; redemption-related charges |
Bajaj Finserv DigiGold – Big-brand trust with MMTC-PAMP backing
Bajaj Finserv brings a straightforward digital precious metals journey with the comfort of a trusted NBFC brand and the bullion credibility of MMTC-PAMP behind custody.
Why it stands out
- Backed by a major financial services brand; simple, guided UX.
How it works (purity, storage, redemption)
- High-purity silver, insured vaults via MMTC-PAMP; allocated holdings.
- Sell digitally or redeem coins/bars; delivery and making charges apply.
Who it’s best for
- Conservative investors looking for a familiar NBFC brand and doorstep delivery.
Payments and platforms
- UPI and standard online payment methods; web and app journeys.
Fees and limits (high level)
- GST on buy; spreads; standard redemption charges for physical delivery.
At-a-glance
| Feature | Details |
|---|---|
| Brand & backing | Bajaj Finserv platform with MMTC-PAMP custody |
| Purity & custody | High-purity silver; insured, allocated storage |
| Liquidity | Digital sell-back |
| Redemption | Coins/bars with doorstep delivery; charges apply |
| Payments | UPI and standard online methods |
| Platforms | Web + app |
| Best for | Trust-first buyers seeking a guided, big-brand experience |
| Fees | GST on buy; spreads; redemption-related charges |
Best digital silver platforms at a glance (comparison table)
- Unified view of purity, custody, UPI support, redemption, entry point, and standout extras.
| Platform | Purity | Custody & oversight | UPI support | Redemption | Entry point | Standout extras |
|---|---|---|---|---|---|---|
| OroPocket | 999+ silver | Insured vaults via authorized bullion partners; RBI-compliant framework | Yes (instant UPI) | Sell at live rates; redeem coins/bars (making/delivery charges apply) | ₹1 | Free Bitcoin (Satoshi) rewards on every buy, gamified streaks, spin-to-win, referrals |
| MMTC-PAMP DigiSilver | 999.9 | Physically allocated, insured vaults; independent trustee; daily reconciliation | Yes (direct and via partners) | Sell-back; coins/bars delivery (charges apply) | Low (₹1–₹10 via partners) | India’s LBMA-accredited refinery; global-grade bullion assurance |
| SafeGold | 999+ | Insured vaults; independent trustee oversight; regular audits | Yes (via partner apps) | Instant sell; coins/bars delivery (charges apply) | Low (₹1–₹10 via partners) | Broad fintech integration for frictionless micro digital silver purchases |
| Augmont (Gold For All) | 999+ | Insured vaults; independent audits | Yes | Live-rate sell-back; coins/bars with doorstep delivery (charges apply) | Low (₹1–₹10) | SIP-style investing, direct bullion house with retail footprint |
| Aditya Birla Capital Money (DigiSilver) | 999.9+ | Vault storage via reputed partner; fully insured | Yes | Sell-back; convert to coins/bars (charges apply; cooling period may apply) | Low (₹1–₹10) | Trusted AB Capital ecosystem; clear gifting/redemption flows |
| PhonePe Gold & Silver | High-purity via partners | Bank-grade, insured vaults with trustee oversight | Yes (UPI-native) | Instant sell; convert to coins/bars (making/delivery charges apply) | ₹10 | Daily Savings and monthly SIP; one-tap UPI buys in a familiar app |
| Paytm Digital Gold & Silver | High-purity via partners | Insured vaults with trustee oversight | Yes (UPI + wallet) | Digital sell; coins/bars delivery (charges apply) | Low (₹1–₹10) | Massive user base; seamless buy-sell-gift journeys within Paytm |
| MobiKwik Gold & Silver | High-purity via partners | Insured, trustee-overseen vaults | Yes (UPI + wallet) | Sell-back; coins/bars delivery (charges apply) | Low (₹1–₹10) | Wallet-first flow; quick micro-purchases with instant UPI |
| Bajaj Finserv DigiGold | High-purity via MMTC-PAMP | Insured, allocated holdings | Yes | Sell digitally; coins/bars doorstep delivery (charges apply) | Low (₹1–₹10) | Big-brand NBFC trust, guided UX, MMTC-PAMP-backed custody |
Final word: start small, stay consistent, and stack smart
- Recap: Choose vault-backed, trustee-overseen platforms with transparent redemption. Prioritise high purity (999/999.9), insured custody, independent audits, and clear visibility on total costs (spread, 3% GST on buy, and making/delivery charges if you redeem coins/bars).
- If you’re starting from ₹1 and love rewards, try OroPocket to stack silver and stack Satoshis on the side. You’ll get the convenience of UPI, instant liquidity, and the unique boost of Bitcoin rewards that make consistent saving feel rewarding.
- Sensible next step: begin with a tiny buy today; scale via weekly/monthly auto-buys. Small, regular investments beat occasional “all-in” bets – especially when you’re building a habit. Keep an eye on fees, stay diversified, and let compounding plus consistency do the heavy lifting.
